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How Much Do You Need to Retire?

Enter your age, your savings and what you will need to live on. See the nest egg that lasts in 95% of 10,000 simulated markets, how far along you are, and when you are on pace to get there.

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A number is a target. A plan is how you reach it.

In PFOS, your FI number updates with your real accounts and sits in one plan with your debts, your emergency fund and your other goals.

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Every result comes from the same engine PFOS runs for members. Projections are illustrative, for informational purposes only, and not a guarantee of future results.

Reading Your Result

What the answer tells you

🎯
Your FI number
The smallest nest egg that lasts from your retirement age to your life expectancy in 95% of 10,000 simulated market paths, with spending rising with inflation.
📊
How close you are
What you have invested today as a share of that number, and the gap that is left.
📅
When you get there
The age your current savings put you on track to reach it, next to the age you want.
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