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What Are Investment Fees Costing You?

Enter your portfolio, your monthly additions and how long you will invest. See what each fee model costs over that time, and how a small percentage grows into a large sum.

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Fees are one line of your investing.

In PFOS, your accounts, contributions and goals sit in one plan, so you can see what each choice does to your future.

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Every result comes from the same engine PFOS runs for members. Projections are illustrative, for informational purposes only, and not a guarantee of future results.

Reading Your Result

What the answer tells you

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Fees compound too
How each fee model shrinks your balance year after year, and the gap that opens between them.
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Every model side by side
A percentage-of-assets advisor, a robo-advisor, a flat-fee planner and doing it yourself, with fund expenses, loads and commissions counted.
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Where a flat fee wins
The portfolio size at which a flat fee costs less than a percentage of assets.
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