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Will Moving Leave You Better Off?

Enter both states, your salary and your housing costs. See your take-home pay in each place, what the move costs, and how many months it takes to come out ahead.

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A move changes every number in your plan.

In PFOS, a new city, a new salary and a new home flow into your budget, your savings and your retirement projection together.

See What the Move Does to Your Plan in PFOS →

Every result comes from the same engine PFOS runs for members. Projections are illustrative, for informational purposes only, and not a guarantee of future results.

Reading Your Result

What the answer tells you

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Take-home pay in each state
Federal and state income tax for each state, using the 2026 tax brackets, and what lands in your account each month.
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Housing and property tax
Your housing costs in each place, statewide property tax rates, and everyday costs estimated from the housing costs you enter.
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The cost of moving
Movers, travel, deposits and selling costs, net of any relocation package, and the month the move pays for itself.
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