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What Will a New Baby Cost?

Choose your childcare plan, your health insurance out-of-pocket maximum and the delivery type. See the costs before the birth, across the first year, and what that comes to each month.

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A baby changes the whole plan.

In PFOS, a new child flows into your budget, your emergency fund, your insurance and your college savings, so nothing is left to guess.

Plan for Your Growing Family in PFOS โ†’

Every result comes from the same engine PFOS runs for members. Projections are illustrative, for informational purposes only, and not a guarantee of future results.

Reading Your Result

What the answer tells you

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Before the birth
Prenatal care and delivery, up to your insurance out-of-pocket maximum.
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The first year
Childcare, diapers, formula, clothing, gear and medical costs across the first twelve months.
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Each month, and the credits
What the first year comes to each month, and the child tax credit and dependent-care savings that offset part of it.
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